Self Pay Rates & Insurance Plans

Self-Pay Therapy Rates & Accepted Insurance Plans – Florida & Texas

Are you looking for affordable therapy in Florida or Texas? I offer transparent pricing and accept a range of insurance plans to make mental health care accessible and flexible.

Self-Pay Rates

• Individual Therapy Session: $100. Private-pay sessions offer flexibility and privacy for clients who prefer not to use insurance.

Accepted Insurance Plans

In Florida:

• Aetna

• Blue Cross Blue Shield (including Florida Blue)

• Cigna & Evernorth

• Optum

• Oscar Health

• UMR

• UnitedHealthcare / UBH

• VA Community Care Network

In Texas:

• Aetna

• Blue Cross Blue Shield 

• Cigna & Evernorth

• Optum

• Oscar Health

• UMR

• UnitedHealthcare / UBH

Each insurance plan has different policies and client responsibilities. We can verify your benefits before starting therapy to ensure you understand your coverage and are comfortable with any potential costs.

Understanding Costs – No Surprises Act

It’s important to understand what your plan covers to avoid unexpected charges. Contacting your insurance provider is a good first step. You might ask:

• Does my plan include outpatient mental health or behavioral health services?

• What is my copay or coinsurance for therapy?

• Do I have a deductible, and has it been met?

• Are there limits to how many sessions are covered?

• Is preauthorization or a referral required?

Payment & Cancellation

• I accept all major credit cards via Square and Zelle for Business.

• Cancellation Policy: If you cannot attend a session, please cancel at least 24 hours in advance. Appointments canceled with less than 24 hours’ notice will incur a $50 cancellation fee.

Still Have Questions?

If you’re unsure about your coverage or would like help verifying your benefits, don’t hesitate to reach out. I’m happy to guide you through the process so you feel confident about moving forward with therapy.